About Us

Applegate-Beard Insurance Solutions, LLC was formed in 2013 by Linda Beard and Michael Applegate. Started with a focus on Personal Lines of insurance that naturally evolved into a greater emphasis on Commercial Lines of insurance revolving around the vineyard/winery industry.

Vineyards, wineries, trucking companies, hotels, restaurants, CPAs and General Contractors are much of our book-of-business. We are one of the few Brokers in the Napa Valley also licensed to write Crop Insurance. And, of course, we can provide great Workers Compensation solutions and Group Health! 

Personal Lines clients range from individuals  that just need renters insurance to large estates with specialty lines including Fine Arts, Marine and Aircraft insurance. Earthquake, Flood and other supporting programs are available.

Linda's passion and expertise is Individual, Group Health and Medicare Supplements. She is a trained Dietician with a compassion for your health.

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